The Rajiv Awas Yojana Scheme, launched in June 2011, is a central sector scheme under the Ministry of Housing and Urban Poverty Alleviation (MoHUA). It aims to make India a slum-free country by providing basic amenities and housing facilities to slum dwellers. The scheme was implemented in two phases:
- Preparatory Phase (2011-2013): This phase focused on planning and preparing for the implementation of the scheme. It involved conducting surveys, data collection, and mapping of slum areas to identify the extent of the problem and the specific needs of the slum dwellers. The preparatory phase also included the formulation of policies, guidelines, and strategies for the implementation of the scheme.
- Implementation Phase (2013-2022): This phase involved the actual implementation of the scheme, including the development of slum pockets. It included activities such as providing housing, infrastructure, and basic amenities to slum dwellers, as well as capacity building and resource utilization.
Objectives of the Scheme:
The Rajiv Awas Yojana Scheme has several key objectives, including:
- Bringing all existing slums within the formal system.
- Providing basic amenities to rural areas.
- Redressing failures of the current formal system.
- Increasing employability and income potential of slum dwellers.
- Capacity building and resource utilization.
Vision of the Scheme:
The vision of the Rajiv Awas Yojana Scheme is to make India slum-free by converting slums into pucca houses or dwellings through in-situ slum rehabilitation. The scheme aims to provide a supportive environment for slum dwellers to improve their living conditions and become self-reliant.
Pattern of Funding in the Rajiv Awas Yojana Scheme
The funding for the Rajiv Awas Yojana (RAY) scheme follows a unique pattern that varies based on the population size of urban pockets and their geographical location. The Union government has finalized these funding guidelines to ensure equitable distribution of resources and support for urban development projects.
Funding Grid for Rajiv Awas Yojana (RAY) Scheme:
The funding pattern for the Rajiv Awas Yojana (RAY) scheme is structured as follows:
| Category | Urban Pockets (As Per 2011 Census) | Contribution of Governments |
|---|---|---|
| A | Cities With population of 5 Lakh and Above | Housing: 50% Central Govt, 25% State Govt, 25% Local Bodies, 0-25% Beneficiaries Infrastructure: 50% Central Govt, 25% State Govt, 25% Local Bodies |
| B | Cities With population of below 5 Lakh | Housing: 75% Central Govt, 15% State Govt, 10% Local Bodies, 0-10% Beneficiaries Infrastructure: 75% Central Govt, 15% State Govt, 10% Local Bodies |
| C | Cities in North East and Special Category States | Housing: 80% Central Govt, 10% State Govt, 10% Local Bodies, 0-10% Beneficiaries Infrastructure: 80% Central Govt, 10% State Govt, 10% Local Bodies |
In cities with a population of more than five lakhs, the upper ceiling for funding per dwelling unit is Rs 5 lakhs. For cities with a smaller population, the ceiling is Rs 4 lakhs per dwelling unit. However, in all the north-eastern states and states listed under special categories, the ceiling remains Rs 5 lakhs irrespective of the population size. This funding structure ensures that urban development projects under the Rajiv Awas Yojana Scheme receive adequate financial support for their successful implementation.
Eligibility Criteria:
The eligibility criteria for the Rajiv Awas Yojana Scheme include:
- Category A, B, and C individuals are eligible for the scheme.
- The scheme covers all slum areas, whether they are registered with the government or not.
Key Features:
Some of the key features of the Rajiv Awas Yojana Scheme include:
- Providing basic guidance for housing, civic facilities, and social amenities.
- Converting slums into pucca houses.
- Providing civic facilities like water supply, roads, electricity, and sewerage.
- Increasing employability and income potential of slum dwellers.
- Capacity building and resource utilization.
- Empowering slum-dwelling communities.
Activities and Scope:
The Rajiv Awas Yojana Scheme covers a wide range of activities and scope, including:
- Survey, data entry, GIS monitoring, and MIS data integration.
- Allocation of funds at the State Level Cells.
- Cost-sharing between State and Central governments for City Level Technical Cells.
- Third-Party Monitoring Agency for progress monitoring.
- Enforcement of procurement mandates by states and ULBs.
Rajiv Rinn Yojana:
The Rajiv Rinn Yojana is a credit scheme under the Rajiv Awas Yojana, which offers an interest subsidy of 5% for loans extending from 15-20 years. The upper limit for loans is Rs 5 lakhs for economically weaker sections and Rs 8 lakhs for lower-income groups.
Conclusion: The Rajiv Awas Yojana Scheme aims to develop slum-free cities by providing housing, civic, and social amenities to slum dwellers. Through community development and skill development activities, the scheme aims to uplift the living standards of slum dwellers and empower them for a better future.
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